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2016-04-05 15:58:25 I'd like to send this ●●●●●● to cheap ●●●●●●x no ●●●●●●●●●●●● ●●●●●● Even the best laid plans can be ●●●●●●ed ●●●●●● the ●●●●●●ment ●●●●●● ●●●●●●n rules - ●●●●●●ally for those ●●●●●●y in ●●●●●●ment. Take ●●●●●● ●●●●●●wn. About 400,000 ●●●●●●duals have set up their ●●●●●●ns on this basis that ●●●●●● them to keep their fund ●●●●●● while ●●●●●●g an ●●●●●●, ●●●●●● than ●●●●●● a poor value ●●●●●●y. The ●●●●●● they can take is ●●●●●●ore ●●●●●● to the 'GAD rate' – set by the G●●●●●●ent A●●●●●●'s D●●●●●●ent and ●●●●●●ined by the ●●●●●●ling yield from a 15-year G●●●●●●ent bond (gilt). But ●●●●●●e 15-year gilt ●●●●●● ●●●●●●g ●●●●●●y, the ●●●●●●ment last year ●●●●●●d the ●●●●●●m ●●●●●● that could be drawn down from 120% to 100% of the GAD rate due to fears that ●●●●●● were ●●●●●●ing their ●●●●●●n pots too ●●●●●●y. Many ●●●●●●ners have seen their ●●●●●●s ●●●●●● by more than 50% as a ●●●●●● - and there is very ●●●●●● they can do about it. |